Deb Mowbray, REALTOR
604-740-6608
debmowbray@gmail.com / www.debmowbray.com
REMAX CITY REALTY, Sunshine Coast - 101 - 938 Gibsons Way, Gibsons, BC
All Over the Coast...Let me help you every step of the way. When purchasing a
home, you are faced with a multitude of decisions! The primary one is whether
you are actually prepared to purchase a home. Locating the perfect home is not
always an easy task, and obtaining a mortgage loan can be a complex and tiring
process. Although, once you have determined that you are ready to move forward
with the required effort towards your home-purchasing goal, the rewards are
unquestionable.
While at your side each step of the way, I will make the
process of purchasing a home easier, more enjoyable, less time-consuming, and
less expensive than if you undertook this challenge on your own. I will help
you prepare so that sellers perceive you as a preferred buyer, help you locate
and assess properties for sale that match your specifications, and help you through
the myriad of details attending the actual purchase.
I am always familiar with the current homes on the market,
and I know neighborhood values well, so I can help you determine which
properties are fairly-priced and in good condition before you start your
search.
Your First Step: Think about it!
First, ask yourself why you want to buy a home: to stop
paying rent? To start building equity? To have a place of your own? To raise a
family? To entertain business associates? To move up to a bigger house? Second,
list what kind of home you'd like and where you would like to be. Be specific.
Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the
general to the specific. Consider area (city, suburban neighborhood, country);
community (north, south, east, or west side); neighborhood (older and settled
or sparkling new; a particular school zone; recreational facilities; and other
community services such as transportation, day care, library, stores,
entertainment). Ask yourself how many minutes you are willing to commute to
work.
Think about home styles. How much space do you need? Does
your situation require a one-level home, or are stairs acceptable? Consider
size and kind of property. Do you want a newer home, or maybe an older one to
fix up? Someday you or your heirs will want to sell. Consider how long you
expect to live in this particular home.
Your Second Step: Loan Pre-Qualification!
Your next step in the purchasing process is to get
pre-qualified with a mortgage company. This can be done over the phone or even
online in a matter of minutes.
If you’re unsure about this step, call me and I will refer
you to a mortgage professional that has an excellent reputation and track
record for successfully acquiring loan approval for his/her clients.
Your Third Step: Finding The Right Homes For You!
Once you've been pre-qualified and know what price range you
want to stay in, I can help you determine which properties fit your needs by
using the (MLS) Multiple Listing Service system to locate them.
I have the best possible resources and communication systems
available today to help you locate the homes on the market that match your
specifications. You can even search my listings here at my website.
Your Fourth Step: Completing Your Financing and Inspection,
Closing in on the transaction!
My top priority is to make sure that your home buying
experience is pleasant, cost-efficient, and successful.